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Today’s Mortgage Rates: What’s Driving the Market

Close-up of a calculator, pen and house-shaped keychain on a desk

Mortgage rates shift with inflation data, Fed policy and bond yields. Here's what's actually moving the number you see quoted.

  • Peter
  • August 4, 2026
  • Loan Programs

FHA Loan Requirements: What First-Time Buyers Need

Young couple reviewing paperwork with a laptop at a kitchen table

FHA loans open the door to homeownership with lower credit and down payment thresholds. Here's exactly what qualifies you in 2026.

  • Peter
  • August 4, 2026
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