Category Loan Programs

Credit score, down payment and insurance costs diverge sharply between FHA and conventional. See which fits your profile.

PMI and MIP both protect the lender, not you, but they're calculated and removed very differently. Know which one applies.

The 20% rule is mostly a myth. Here's what lenders actually require and how down payment size affects your monthly cost.

Both let you borrow against your home, but they work very differently. Compare rates, flexibility and risk before choosing.

VA loans offer zero down payment and no PMI for eligible veterans. See who qualifies and how the entitlement actually works.

FHA loans open the door to homeownership with lower credit and down payment thresholds. Here's exactly what qualifies you in 2026.