Category Loan Programs

The 20% rule is mostly a myth. Here's what lenders actually require and how down payment size affects your monthly cost.

Both let you borrow against your home, but they work very differently. Compare rates, flexibility and risk before choosing.

VA loans offer zero down payment and no PMI for eligible veterans. See who qualifies and how the entitlement actually works.

FHA loans open the door to homeownership with lower credit and down payment thresholds. Here's exactly what qualifies you in 2026.